NIGERIA’S COURAGEOUS RESET – Rt. Rev. Dr. Michael A. FẸ́MI-ADÉBÁNJỌ
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- 📖 *NIGERIA’S COURAGEOUS RESET – _— Truth, Accountability, and the Road from Pain to Progress_*
— A Pastoral and Political Analysis of President Tinúbú’s Reform Agenda.
By *RT. REV. DR. MICHAEL A. FẸ́MI-ADÉBÁNJỌ*
Acting Patriarch, Christ’s Good News Mission
- *INTRODUCTION: THE CRY THAT MUST BE HEARD*
A pulpit minister recently wrote words that moved me deeply — not because they were hostile, but because they were honest. He asked the question that millions of Nigerians are asking quietly in their kitchens, their bus stops, their hospital corridors: *_“They keep reminding us that without breaking the eggs, we must not expect the omelette… So, eggs keep breaking, and Nigerians keep bleeding. At some point, we must ask — where is the omelette?”_*
It is a question borne of genuine pain. And genuine pain deserves a genuine answer — not a slogan, not a dismissal, and not propaganda dressed as patriotism.
This article is my answer as a non-politician. It is anchored in the Scripture, grounded in verifiable facts, and offered in the spirit of a Church that refuses to be silent. At the same time, her people suffer — but equally refuse to be weaponised by political interests that fed Nigeria the poison it is now struggling to purge.
*II. ACCOUNTABILITY: THE SACRED DUTY OF CITIZENSHIP*
*_“When the righteous are in authority, the people rejoice; but when a wicked man rules, the people groan.”_* — Proverbs 29:2 (NKJV)
The minister quoted this verse — Absolutely, he quoted it correctly. A nation’s joy is connected to the character and competence of its leadership. This is not a political opinion. It is a divine principle.
The crux of the messages from the Patriots who appeal to Nigerians’ support for the Reformist Government does not suggest that Nigerians must be silent. We are aware that Accountability is not “hatred”. *_But continuously concocting lies against a leader to cause him to be detested; abhorring the President because of another politician’s ambition; and destroying the incumbents’ image with propaganda and evil chicanery that goes with Godless Opposition are_ hate actions _that are not associated with Truth-speaking._* It happens in Nigeria’s politics. It is demonic. *_However, demanding that contracts are transparent, that appointments reflect merit, that peace, welfare, security prevail, and that the poor receive direct dividends of the Reforms — these are not acts of disloyalty. They are acts of love for the country._*
The Church must never mistake spiritual virtue for political loyalty. Our loyalty is to truth, to the people of God, and to the nation — in that order.
So, accountability must be honest. *_It must acknowledge what is being done, not only what remains undone._* A court that only prosecutes and never acquits is not a court of justice — it is a court of vendetta.
*III. ECONOMIC REALITIES: WHAT NIGERIA INHERITED AND WHAT IS CHANGING*
To evaluate President Tinúbú fairly, we must understand what he inherited. Not to mention opposition politicians’ penchant for misrepresenting or disowning the truth to serve their unholy ambitions.
*_Nigeria in May 2023 was a nation:_*
- Running a fuel subsidy costing between ₦4 and ₦6 trillion annually — consuming more than the entire education and health budgets combined.
- Operating multiple foreign exchange windows created a paradise for currency speculators and left businesses unable to access dollars at any predictable rate.
- Sitting on over $10 billion in uncleared FX backlogs — obligations owed to foreign businesses that had already delivered goods and services but could not repatriate their earnings.
- Facing an inflation rate already above 22%, driven by years of money-printing, subsidy distortions, and supply chain disruptions accelerated by the COVID-19 pandemic and the Russia-Ukraine war.
- Facing a crippling Infrastructural deficit, fast-wearing-out integrity in all government structures, and loss of confidence of citizens in their successive leaders since independence in 1960.
This was NOT Tinúbú’s creation. It was his inheritance. Hence, whoever is given a mandate deserves the freedom to fulfil their calling. All leaders need their citizens’ support to excel.
*IV. HONEST PROMISES AND MEASURABLE OUTCOMES*
📊 *WHAT HAS BEEN DONE — A SPOTLIGHT*
*What most of his opponents pretended not to see.*
In Nigeria’s Political Economy, no other regime has ever moved Nigeria closer to TRUE FISCAL FEDERALISM more than the Tinúbú era. From the first few days in office, while his opponent was busy heating the polity and weeping over the election that had been won and lost, he did these:
- Tinúbú moved ELECTRICITY from the *_exclusive_* to the *_Concurrent list_* so that States and Individuals can get involved in solving the POWER SECTOR’S hydra-headed problems, paying the Sector’s debts while Lagos, Abia, Enugu and a few other States freely swung into Electricity Generation. Soon, Abia State will witness a 24-hour electricity supply for those who want it.
- He successfully sold the State Policing to the sub-nationals, preparing them to secure their wide areas.
- He legally created Regional Development Agencies without affecting the resource-control formation, NDDC.
- He got Financial Autonomy for the Local Government Councils, even when the NASS need to formalise some more Constitutional Provisions. While giving them greater financial power, Tinúbú devolved more authority from the Federal Government to the States and LGs, making them more effective at touching lives from the grassroots. Ogun, Enugu and other States now have their Aviation and Manufacturing Sectors working well.
- He got the Revenue Mobilisation Act 2025 amended so that they can have teeth to act accordingly.
- He worked on the Presidential Order 009 to decapitate the NNPCL. Now we can make the company work in the favour of the masses.
- On macroeconomic growth, Government Policies record remarkable improvements. His Tax Reforms that take more from the wealthy will soon make borrowing unnecessary in a few years.
*Macro-economic and Fiscal Reforms*
He unified all foreign exchange windows, ending the multiple-rate regime that rewarded a few cronies at the corridors of power.
He cleared over $10 billion in FX backlogs, restoring confidence among foreign investors.
He unlocked over $50 billion in Foreign Direct Investment commitments.
Reduced debt-service distortions and expanded Federation Account revenues.
*Education and Human Capital*
He launched NELFUND — the first functional student loan scheme in Nigeria’s history.
Over 300,000 students have accessed loans, removing the financial barrier to university education.
He raised the NYSC monthly allowance to ₦77,000 to partially cushion the impact of inflationary pressures.
*Infrastructure and Urban Development*
Nigeria cannot revalue its currency, reduce the cost of living, improve its economy and GDP without addressing its infrastructure deficit and developing its Geopolitical zones. Where the coffers have less than required, President Tinúbú must borrow positively to do this. He paid off the loans to the IMF and engaged donor partners with such conditionality that would not harm the future of Nigeria’s majority: the youth and children. So, he commenced the 700km Lagos-Calabar Coastal Highway.
He activated 440+ road projects nationwide, covering over 2,700km of superhighways.
He launched the Renewed Hope Estates for low- and medium-income earners across multiple states.
*Agriculture and Food Security*
He deployed tractors across all six geopolitical zones for mechanised farming.
He distributed ₦200 billion in agricultural loans and farm inputs.
He launched the FarmerMoni Loan Scheme, providing up to ₦300,000 in interest-free loans to smallholder farmers.
*Consumer Credit and MSME Support*
He operationalised the Consumer Credit Corporation (CrediCorp) to provide affordable credit to workers.
Over 900,000 verified beneficiaries reached through the Presidential Loan and Grant Scheme.
He disbursed ₦570 billion in livelihood support to States.
*Security*
13,500+ terrorists neutralised**.
4,600 hostages freed**.
Scaled up recruitment for the Armed Forces and the Nigeria Police Force.
*_Are these gains sufficient?_* Absolutely not. The omelette is not yet fully formed. But the eggs are being broken with a purpose — ready for the pan and the fire.
*V. THE PAIN OF REFORMS: HONEST PERSPECTIVE*
The pulpit minister is right: fuel at ₦1,350–₦1,400 is devastating to ordinary Nigerians. Transport cost has tripled. Food costs have surged. The middle class is being squeezed out of existence. These are facts, and they must not be minimised.
*But context demands honesty.*
Yes: No more fuel queues. Every daily need now comes with unaffordable prices due to inflation. Although the Government succeeded in reducing the 2023 inflation rate from 22% to 15% in 2026, *_the fuel subsidy that was removed did not benefit low-income people. Independent audits consistently revealed that the majority of fuel was still being smuggled to neighbouring countries whose prices remain quite higher than Nigeria’s, enriching a small cartel of oil marketers while ordinary Nigerians endure harder and more gruesome conditions in all sectors._* The ₦4–₦6 trillion spent annually on subsidy could have:
Built 50 world-class general hospitals.
Trained and employed 200,000 additional teachers.
Constructed thousands of kilometres of roads.
Because the gains from fuel subsidy removal and currency floatation do not come immediately but take between 18 and 36 months, Nigerians feel it was a terrible decision. Every Nigerian president since 1999 knew this. None dared to act. Tinǔbú acted on his first day in office, bringing the roof down! *_The renowned World Economists agree that it was not a reckless policy. Some blunt economists say Nigerians must painstakingly bear this or go back into misery._* And most of us could not bear that conclusion. So we were unprepared to reason along with facts, as Opposition politicians continue to confuse Nigerians.
*_Economic reform history across the developing world is unambiguous: the pain of structural reforms precedes the gain by 18 to 36 months. Ghana’s painful 2017 IMF-assisted reforms produced one of West Africa’s strongest recoveries by 2019. Indonesia’s brutal 1998 restructuring gave rise to Southeast Asia’s largest economy. Rwanda endured years of painful rebuilding before becoming a model for governance in Africa._*
Nigeria, the giant of Africa, is in that painful middle passage — not yet at the destination, but firmly on the road.
*VI. THE PRACTICAL FORWARD PATH: WHAT MUST STILL HAPPEN*
Acknowledging what has been done does not mean the work is complete, and we go quiet. For the omelette to be fully served, the following must be prioritised:
*Transparency and Anti-Corruption*
Government Social Renewal Expenditure must be in the public domain, for when the truth of an action remains shrouded in mystery, evil propaganda about it will become inevitable. The People deserve to be carried along, so that the continuous cry about corruption will end.
Contracts must be publicly tendered and outcomes publicly reported.
Budget implementation reports must be accessible to every citizen.
Anti-corrosion is a difficult game in the face of the impoverishment of the people. More welfare legislation and its implementation for those who are unable to provide for themselves, and more severe sentences for convicts of criminality, banditry, terrorism, insurgency and corruption, will surely help.
*More Potent Security*
No one could underrate the intelligence, battle-ready demeanour and efficiency of the Nigerian Security Forces. However, the era of technology we are in suggests a vibrant, tech-savvy response to criminality, banditry, terrorism, and insurgency as we face them today. The recent USA-Nigeria collaboration against Terrorism should not be stopped until our Forces have learned from the use of counter-terrorism strategies and identified the best way to perfect their expertise, with US military instructors imparting knowledge where they have a comparative advantage.
We must take security seriously. We must invest in modern, sophisticated weapons and ammunition to counter high-powered adversaries, terrorists, and insurgents. The State and Federal Police must also be better armed than the Insurgents and terrorists, while integration of “repentant terrorists” into the State and Federal Police and Military Forces must stop immediately. It will bring mutiny and implosion to the security forces is this advice is not immediately heeded.
The recent report by Sahara Reporters and Leadership Newspapers on a case of “repentant” bandits regrouping and resuming attacks is true.
- Casualties: A commercial driver was shot dead on the highway. The victim, identified as Mallam Ibrahim Adamu, was a grandson of a district head in the Birnin Gwari Emirate.
- Kidnappings: Nine individuals were abducted in separate incidents. Four of the victims were farmers taken from their farms in the Kurgi area, while others were taken from vehicles on the highway.
- Context: The attack sparked outrage as it involved individuals who had participated in government “repentance” and reconciliation programs.
The facts surrounding this “global al-Qaeda agenda” include:
- Affiliate Presence (Ansaru): Jama’atu Ansarul Muslimina Fi Biladis Sudan, known as Ansaru, formed in 2012 by splintering from Boko Haram. Designated as an al-Qaeda affiliate, Ansaru’s core strategy involved targeting foreign interests and avoiding indiscriminate violence against Muslims.
- Leadership Decapitation: The operational capability of al-Qaeda’s Nigerian franchise suffered a major defeat when the Nigerian National Security Adviser (NSA) announced the capture of Ansaru’s top leadership, including self-styled Emir Mahmud Muhammad Usman and his deputy. This intelligence-led operation effectively derailed the group’s core network.
- Sahel Incursions: Rather than a homegrown al-Qaeda takeover, the wider al-Qaeda network continues to operate from the Sahel. Jama’at Nasr al-Islam wal Muslimin (JNIM), an active al-Qaeda coalition in Mali and Burkina Faso, recently marked its first confirmed attack in Nigeria. This incident highlights the regional expansion of al-Qaeda-linked factions into Nigeria’s north-central region.
- Local Drivers: The most devastating conflicts in Nigeria are localised rather than internationally driven. Issues such as pervasive corruption, poverty, and banditry provide the foundational instability exploited by extremists.
Government must seek more international collaboration in the area of defence and internal security, so as to finally terminate the highly motivated Al-Qaeda World Terrorism Agenda, which is presently conspiring with the population-disadvantaged but highly financed Banditry and Insurgency Schemes of the local Oligarchs, to derail the Government’s good strategy to overcome insecurity!
The Fulani Oligarchs and other ethno-religious agendas are not our main problem in Nigeria. Whatever we hoped for had always been our known issues. Nigerians are naturally proud of their nation, but they have problems with corrupt leaders. Nigerians must unite against terror to survive in this international orchestration of evil against their realities, potentials and posterity.
*Direct Dividends for the Poor*
Social investment programmes must reach the most vulnerable — not just the politically connected.
The Consumer Credit system must expand beyond urban centres into rural communities
Nigerians must be able to identify—at least on the website—those citizens who have benefited from the Consumer Credit system and Social Investment programmes.
*Power and Energy*
Electricity remains the single greatest constraint on economic productivity. Bold privatisation and regulatory reforms must be accelerated. Having paid the accrued debts of N3.3 trillion, which should encourage the Sector to move forward, more funds are still needed for the actual provision of electricity across the Generation, transmission, and distribution levels.
*Local Government Autonomy*
Constitutional reforms must ensure that federal allocations reach communities directly — bypassing state-level capture that has historically swallowed grassroots development funds. The National Assembly has some constitutional duties to fine-tune to attain this reality.
*VII. FAITH AND CIVIC DUTY: THE CHURCH’S SACRED ROLE*
Most Nigerians weep because the Church seems silent. I share that grief. But I want to clarify what holy speech looks like in this moment.
The Church must speak truth with facts — not amplify the propaganda funded by politicians who looted Nigeria for decades and now pose as champions of the poor, so as to return us to our vomit.
The Church must protect the vulnerable — demanding that reform dividends reach the hungry, the homeless, and the marginalised.
The Church must refuse partisan capture — neither becoming government mouthpieces nor opposition instruments, but standing always on the side of the Nigerian people.
*_“Open your mouth for the speechless, in the cause of all who are appointed to die. Open your mouth, judge righteously, and plead the cause of the poor and needy.”_* — Proverbs 31:8–9 (NKJV)
*_This is our mandate. Not silence. Not sloganeering based on bias. Truth-telling anchored in facts and love is our path to recovery._* Not minding those who see their confrontational side of the argument as the truth. They believe taking the law into their hands, disrespecting God and constitutional leaders without considering the scriptural provisions that guide Christian actions, is the right way to speak truth to power. *The genuine clergy must be those who live by faith, not by sight.*
*VIII. CONCLUSION: THE OMELETTE IS FORMING.*
To the minister at *_Wounded Messiah Ministry,_* and to every Nigerian mother, teacher, low-income earner, subsistence farmer, and those hit by the dark sides of the Reforms reading these words:
Your pain is seen. Your questions are valid. Your frustration is not “hatred” — it is love for a nation that deserves better.
And here is the truth I offer in return:
*_The omelette is forming. Imperfectly. Painfully. But genuinely._*
Hold this administration accountable — loudly, consistently, and with facts. Demand results. Reject corruption wherever it appears. Do not weaponise the confusionists’ and opportunists’ speeches of fury borne from the hope to reap from derailing the nation’s repositioning. And, most importantly, *_do not hand Nigeria back to those who created the wound while forcefully distracting the concentration of the surgeon who was trying to heal it._*
Nigeria is not broken. Nigeria is being reset.
And the Church — our Church — must be the voice that speaks truth to power, comforts the suffering, and refuses to let either naive loyalty or blind opposition steal Nigeria’s future.
*_“For I know the plans I have for you, declares the Lord, plans for welfare and not for evil, to give you a future and a hope.”_* — Jeremiah 29:11 (ESV).
Nigeria’s hope is not dead. It is under construction.
*God bless Nigeria.* 🇳🇬
*REFERENCES*
Chicago-Style Citation List.
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*PRIMARY GOVERNMENT AND INSTITUTIONAL SOURCES*
- *The Renewed Hope Agenda — Official Policy Framework*
Federal Government of Nigeria. The Renewed Hope Agenda: Eight Presidential Priority Areas, 2023–2027. Abuja: Office of the President of the Federal Republic of Nigeria, 2023. Accessed June 2026. https://renewedhope.gov.ng.
- *Macroeconomic and Fiscal Reforms*
Central Bank of Nigeria. Monetary Policy and Foreign Exchange Unification Report. Abuja: Central Bank of Nigeria, 2023–2024. Accessed June 2026. https://www.cbn.gov.ng.
Federal Ministry of Finance, Budget and National Planning. Federation Account Revenue and Debt-Service Report, 2023–2025. Abuja: Federal Ministry of Finance, 2025. Accessed June 2026. https://www.finance.gov.ng.
Nigerian National Petroleum Company Limited. NNPC Annual Performance Report: Post-Subsidy Removal Assessment. Abuja: NNPC Limited, 2024. Accessed June 2026. https://www.nnpcgroup.com.
- *Foreign Exchange Backlog Clearance and FDI*
Central Bank of Nigeria. FX Backlog Clearance and Investment Confidence Report. Abuja: Central Bank of Nigeria, 2024. Accessed June 2026. https://www.cbn.gov.ng.
Federal Ministry of Finance, Budget and National Planning. Foreign Direct Investment Commitments: Post-Unification Outlook. Abuja: Federal Ministry of Finance, 2024. Accessed June 2026. https://www.finance.gov.ng.
*EDUCATION AND HUMAN CAPITAL DEVELOPMENT*
- *NELFUND and Student Loan Scheme*
Nigerian Education Loan Fund (NELFUND). Student Loan Programme: Beneficiary and Disbursement Report. Abuja: NELFUND, 2024–2025. Accessed June 2026. https://www.nelfund.gov.ng.
Federal Ministry of Education. National Youth Service Corps Allowance Adjustment Circular, 2024. Abuja: Federal Ministry of Education, 2024. Accessed June 2026. https://www.education.gov.ng.
*INFRASTRUCTURE AND URBAN DEVELOPMENT*
- *Road Projects and Highway Development*
Federal Ministry of Works. National Road Infrastructure Development Progress Report: 440 Active Projects. Abuja: Federal Ministry of Works, 2025. Accessed June 2026. https://www.works.gov.ng.
Federal Ministry of Housing and Urban Development. Renewed Hope Estates Programme: Low- and Medium-Income Housing Initiative Report. Abuja: Federal Ministry of Housing, 2024–2025. Accessed June 2026. https://www.housing.gov.ng.
*AGRICULTURE AND FOOD SECURITY*
- *FarmerMoni, Agricultural Loans, and Mechanisation Drive*
Federal Ministry of Agriculture and Food Security. Renewed Hope FarmerMoni Loan Scheme: Implementation and Impact Report. Abuja: Federal Ministry of Agriculture, 2024. Accessed June 2026. https://www.agriculture.gov.ng.
National Agricultural Development Fund. Agricultural Loan and Farm Input Distribution Report: ₦200 Billion Disbursement Summary. Abuja: National Agricultural Development Fund, 2024–2025. Accessed June 2026. https://www.nadf.gov.ng.
*CONSUMER CREDIT AND MSME SUPPORT*
- *Presidential Loans, Grants, and SMEDAN*
Nigerian Consumer Credit Corporation (CrediCorp). Consumer Credit Scheme: Verified Beneficiary Report — 900,000+ Nigerians Reached. Abuja: CrediCorp, 2025. Accessed June 2026. https://www.credicorp.gov.ng.
Small and Medium Enterprises Development Agency of Nigeria (SMEDAN). MSME Grant Scheme and Presidential Empowerment Programme Report. Abuja: SMEDAN, 2024–2025. Accessed June 2026. https://www.smedan.gov.ng.
Federal Government of Nigeria. N570 Billion Livelihood Support Disbursement to States: Summary Report. Abuja: Office of the President, 2024. Accessed June 2026. https://www.statehouse.gov.ng.
*SECURITY AND NATIONAL DEFENCE*
- *Counter-Terrorism and Hostage Recovery*
Office of the National Security Adviser. National Security Scorecard: Neutralisation of 13,500 Terrorists and Rescue of 4,600 Hostages. Abuja: Office of the National Security Adviser, 2025. Accessed June 2026. https://www.onsa.gov.ng.
Nigerian Army, Nigerian Navy, and Nigerian Air Force. Joint Military Operations Report: 2023–2025. Abuja: Defence Headquarters, 2025. Accessed June 2026. https://www.army.mil.ng.
*STATISTICAL AND TRANSPARENCY DATABASES*
- *Macroeconomic Indicators and Fiscal Transparency*
National Bureau of Statistics (NBS). Consumer Price Index and Inflation Rate Reports, 2023–2026. Abuja: National Bureau of Statistics, 2026. Accessed June 2026. https://www.nigerianstat.gov.ng.
Federation Account Allocation Committee (FAAC). Revenue Allocation Dashboard: Federal, State, and Local Government Disbursements, 2023–2026. Abuja: Federal Ministry of Finance, 2026. Accessed June 2026. https://www.finance.gov.ng/faac.
*SCRIPTURAL REFERENCES*
- Biblical Sources — New King James Version (NKJV) and English Standard Version (ESV)
The Holy Bible, New King James Version. Nashville: Thomas Nelson Publishers, 1982. Proverbs 29:2; Proverbs 31:8–9.
The Holy Bible, English Standard Version. Wheaton: Crossway Bibles, 2001. Jeremiah 29:11.
*COMPARATIVE INTERNATIONAL REFORM STUDIES*
- *Historical Economic Reform Parallels*
International Monetary Fund. Ghana: 2017 Article IV Consultation and Extended Credit Facility Review. Washington, D.C.: IMF, 2017. Accessed June 2026. https://www.imf.org.
World Bank Group. Indonesia: Economic Recovery and Structural Reform Assessment, 1998–2003. Washington, D.C.: World Bank, 2003. Accessed June 2026. https://www.worldbank.org.
World Bank Group. Rwanda Economic Update: Building Resilience and Seizing New Opportunities. Washington, D.C.: World Bank, 2022. Accessed June 2026. https://www.worldbank.org.
*AUTHORIAL AND INSTITUTIONAL REFERENCE*
- *Publication Identity*
Fẹ́mi-Adébánjọ, Michael A. Articles on National Politics. Lagos: Good News Publications, forthcoming.
Christ’s Good News Mission. Official Website and Publication Archive. Lagos: Christ’s Good News Mission, 2026. Accessed June 2026. https://www.evangelion-tm.com/
CRDCU. Renewed Hope Agenda Tracking and Reporting Framework. The Presidency, Abuja: CRDCU, 2026. Accessed June 2026. © CRDCU 2026.
© Christ’s Good News Mission | CRDCU 2026
✝️ Proclaiming Hope. Demanding Truth. Serving Nigeria.
🌐 www.evangelion-tm.com/
*Rt. Rev. Dr Michael A. Fẹ́mi-Adébánjọ* is the Acting Patriarch of *_Christ’s Good News Mission_* and the author of Heartstrings and Hidden Riches; Learning World History; and other Bestsellers. He writes from Lagos, Nigeria.
✝️ Christ’s Good News Mission — Proclaiming Hope. Demanding Truth. Serving Nigeria. 🇳🇬
© Christ’s Good News Mission | CRDCU 2026
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